There are several ways to own a Bavaria Nautitech catamaran. You chose what works best:
1.) Pay cash and own the boat outright – use it whenever and however you want.
2.) Pay about 20% down payment and finance the balance over 20 or 30 years – use it whenever and however you want.
3.) Establish a Yacht Business Ownership by forming a simple LLC and own the catamaran as a business putting her into charter when you are not using it. You use it anytime.
Typically for a new desirable catamaran the finance payments are covered by the charter income. Choose a reputable mid size charter company and let them take care of your boat, book it, maintain it and let the boat pay her keep.
Exit strategy: In 5 years you either buy the boat personally, sell the boat for market value, pay no capital gains tax and either buy another boat or move inland to work on your farm…Either way, you will have enjoyed 5 years of tax advantages lowering your personal taxable income as you can deduct a majority of your boat LLC from your personal income statement. For 5 years you will also have enjoyed owning a boat for up to 75% less with all maintenance paid.