Up until recently buyers may have had difficulty financing a boat and closing in France . There is now a lender that will allow a foreign closing . This allows the opportunity to take delivery and sail the boat back to the US or Caribbean. If this lender is not the right fit, there are other options. A buyer could obtain a pre approval, pay for the vessel and once it hits the US execute the loan for a cash out finance option. There is a little planning required to do a cash out option with these lenders, but it can mean your cash or investments keep working while you finance at historic low rates.